Terms & Conditions
Have account questions? Below is a list of important disclosures, all available in PDF format, outlining many of our policies and procedures.
Our Rates and Service Charges
Our Rates and Service Charges – Business
Member Service Agreement / Deposit Account Contract
Business Member Service Agreement / Business Deposit Account Contract
Funds Availability Disclosure
Notice of and Important Information About Overdraft Services and Fees
Your Responsibilities for Insufficient Funds & Overdrafts
Your Federally Insured Funds
Electronic Services including Online and Mobile Banking
Electronic Services Agreement & Disclosure
Digital Wallet Terms of Use
Electronic Funds Transfer Disclosure
Business Electronic Funds Transfer Disclosure
eSign Consent Notice
SMS Terms and Conditions
Privacy Policy
Civil Rights and Equal Opportunity
Civil Rights and Equal Opportunity
Language Access Plan Policy
Language Access Plan Policy
Please call us at (810) 715-3542 or contact us with any questions.



