Celebrating 75 years of ELGA Credit Union
Celebrating 75 years of ELGA Credit Union
Routing #: 272479935
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Checking Accounts Made for You

From Cash Back to Rewards, find the account that fits your needs.

All checking accounts include a VISA debit card, digital banking, free eStatements and free bill pay.

Checking Accounts Made for You

From Cash Back to Rewards, find the account that fits your needs.

All checking accounts include a VISA debit card, digital banking, free eStatements and free bill pay.

A phone displaying the ELGA online banking login screen, and an ELGA debit card

Choose the Right Account for You

 Enjoy 24/7 Online & Mobile Banking and gain access to over 30,000 ATMs and 5,000+ shared branches.

– Popular –

Kasasa Cash Checking Icon

Kasasa Cash®

Our account with the highest interest rate. Best for earning the most rewards.

Features

  • Up to 6.17% APY.*
  • No minimum opening balance.
  • No monthly fees.
  • Earn Relationship Rewards points.

– Popular –

Kasasa Cashback Checking Icon

Kasasa Cash Back®

Best for earning cash back. Earn up to $10 back monthly on your debit card purchases.

Features

  • Pays no interest.
  • Up to $10 cash back.
  • No minimum opening balance.
  • No monthly fees.
Basic Checking Icon

Basic Cash

Our standard checking account.

Features

  • 0.10% APY.
  • No minimum opening balance.
  • $3 monthly fee.** – Avoid fee
  • Earn Relationship Rewards points.
Vibe Checking Icon

Vibe

An account for youth and young adults ages 14-25.

Features

  • 0.10% APY.
  • No minimum opening balance.
  • No monthly fees.
  • Earn Relationship Rewards points.

*When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $15,000.00 in your Kasasa Cash account earn a dividend rate of 6.00% resulting in an APY of 6.17%; and daily balances over $15,000.00 earn a dividend rate of 0.25% on the portion of the daily balance over $15,000.00, resulting in a range from 6.17% to 1.01% APY depending on the account’s daily balance.

**If you meet at least one of the following qualifications, the $3.00 monthly fee will be waived: Have at least 10 debit card purchases post and settle, receive eStatements, be age 65 or older, sign up for ELGA Perks, or carry a $1,000 daily average balance.

For further details please see our Rate and Service Charges Disclosure.

What Can We Help You With Next?

Credit Card Icon

Credit Cards

Vehicle Loans Icon

Vehicle Loans

Home Loans Icon

Home Loans

Personal Loans Icon

Personal Loans

Basic Cash Checking Account Qualifications

Meet at least ONE of the following simple qualifications to avoid the $3.00 monthly fee:

  • Have at least 10 debit card purchases post and settle
  • Receive eStatements
  • Be age 65 or older
  • Carry a $1,000 daily average balance
  • Sign up for ELGA Perks
Basic Checking Icon
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