Fixed Rate Home Equity Loan
A Fixed-Rate Home Equity Loan is a lump sum amount that you draw from your home’s equity. You’ll pay it back at a fixed interest rate for the life of the loan with monthly payments, so you’ll know exactly what to expect. It’s a great option if you need money for a one-time expense!
Get Started
Tap into your home’s equity with confidence. Once submitted, a member of our lending team will reach out to guide you through your next steps.
Home Equity Rates
Home Equity Closed End up to 80.00% Loan to Value
| Years | Rate | APR |
|---|---|---|
| 5 Year | As low as 6.500% | 6.750%* |
| 10 Year | As low as 7.740% | 8.038%* |
| 15 Year | As low as 8.740% | 8.961%* |
ELGA Credit Union
Home equity loans made human.
Rates & Disclosures
Meet the Team
NMLS Licenses
Loan rates and approval subject to credit score and analysis. See credit union for details. Loan rates subject to change without notice. Equal opportunity lender. This credit union is federally insured by the National Credit Union Administration. NMLS: 408938
*Annual Percentage Rate (APR) based on an estimated loan amount of $100,000. The actual interest rate to you may vary based on several factors including but not limited to occupancy type, property type, and your credit history.
All rates subject to change without notice. Rates based on your credit bureau score. The rates listed above are for members who have excellent credit. Rates increase if there have been previous credit problems. All rates quoted “as low as”. APR = Annual Percentage Rate.
