Alerts Blog
Need Help With Budgeting?
In today's fast-paced world, managing our finances has become increasingly important. One of the key tools for financial success is creating a budget. A budget helps us track our income and expenses, prioritize our spending, and achieve our financial goals. If you're...
How to Celebrate Memorial Day on a Budget!
Memorial Day might be expensive, but there's no need to overspend to have a memorable holiday weekend. Here's how to have a cheap Memorial Day celebration. Hit the lake Get to the beach as soon as possible! Depending on your location, the lake can provide hours of...
Emergency Funds
How Emergency Funds Work In Practice If you depleted your emergency fund in the last year or so, don’t panic. We build up emergency funds so they’re there for us when we need them. And if you’ve never had an emergency fund, you absolutely need one to protect yourself...
Protecting Your Loved Ones from Elder Fraud
In 2022, Phyllis Wiseberg, a 90-year-old widow lost $20,000 when cybercriminals withdrew the money from her account. Her story, shared by the National Council on Aging, is devastating, but unfortunately not uncommon. Financial exploitation is a reality many seniors...
Check the Website URL!
Check the Website URL!We have found sponsored ads for sites that claim to be ELGA Credit Union but are actually sites pretending to be ELGA. Always check the website URL before clicking on a link.Our official website is www.elgacu.com. Don't use others. Report links...
Why You Need An Estate Plan (And What Should Go In It)
Why You Need An Estate Plan (And What Should Go In It) Many people still believe that an estate plan is reserved for those with millions and mansions. This could be part of the reason why just 42% of adults in the U.S. have estate planning documents in place,...
Five Tips for Retirement Planning
Are you planning to retire soon? If so, you’re in good company (in the next seven years, approximately a fifth of the U.S. population will reach the traditional retirement age of 65.) This is an exciting but potentially overwhelming time. Here are five things you can...
IRS Scams Alert
IRS Scams AlertIt’s that time again when we all dread finding out if we owe money or not. And cybercriminals are banking on it with a wide range of scams that all impersonate the IRS. The IRS has taken steps to not just let you know what to expect should they reach...
Scams the FTC Wants You to Know About
Scams the FTC Wants You to Know AboutThe Federal Trade Commission has put out some tips on how to avoid being defrauded, and how to report scams to the government. Some of the common scams to be aware of are: Social Security scams: Some fraudsters pretend to be from...
Parenthood
Parenthood: How Children Change Your Financial PictureIf you’re a new parent, congratulations! Becoming a new mom or dad means taking on many new responsibilities. Not only are you now in charge of another human’s financial wellbeing, you also have more expenses to...
Common Cents for Couples
Common Cents for Couples: How to Manage Money Together By GreenPath Financial Wellness For some couples, February might be a month for romantic connection - celebrating Valentine’s Day with dinner reservations or romantic gifting. For others, solidarity and closeness...
Combining Finances
Combining Finances and Talking to Your Spouse About MoneyMoney can be a challenging subject to bring up with your life partner. But despite how uncomfortable talking about our finances may make us feel, the discussions eventually have to happen for you and your...
